Auto Loans

Get help finding the right auto loan and the right car for your needs — and find options if you’re having trouble.

Auto loan tools

Walking into a car dealership with a good idea of what you can expect and afford puts you ahead of the game. The option to say "no" is your biggest asset. With a little legwork, you'll be confident you got the best car loan you qualified for and asked the right questions, like:

Your top car questions, answered

Find the right car loan

Auto lender reviews

Upstart Auto Loan Refinancing: 2023 Review


NerdWallet rating 
Upstart offers auto loan refinancing, doesn’t require a minimum credit history, and matches you to the best lender with multiple offers.

Bank of America Auto Purchase, Refinance and Lease Buyout Loans: 2023 Review

Bank of America customers may qualify for auto loan purchase and refinance rate reductions through the Preferred Rewards program.

DCU Auto Purchase, Refinance and Lease Buyout Loans: 2023 Review

Digital Federal Credit Union is based in Massachusetts but makes auto loans nationwide. Membership is required, and there are many ways to join.

PenFed Auto Purchase and Refinance Loans: 2023 Review

PenFed is a Virginia-based credit union that makes auto loans nationwide. Because of its open charter, anyone can apply for a PenFed auto loan.

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