Credit Cards

What's the best credit card? That all depends on your needs. Compare cards side by side, read reviews, see our top picks in every category and learn more about rewards, points, interest rates and how to apply — all on NerdWallet.

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Credit Card Annual Fees Explained

Are credit card annual fees worth it? In this video, NerdWallet Credit Card expert Sally French breaks down why it often makes sense to pay an annual fee for a credit card, and when it may not.

From our partners

Bank of America® Premium Rewards® Credit Card
New Offer! 60,000 Bonus Points - Terms Apply
Bank of America® Premium Rewards® credit card
Chase Ink Business Preferred Credit Card
New Cardmember Offer! Earn 100,000 bonus points
Ink Business Preferred® Credit Card
Bank of America® Customized Cash Rewards credit card
New enhanced options to earn 3% cash back
Bank of America® Customized Cash Rewards credit card
TD Bank TD Cash Credit Card Credit Card
Limited Time: Earn 5% Cash Back on gas & $150 Cash Back.
TD Cash Credit Card
Capital One Venture Rewards Credit Card
75k bonus miles offer - Terms Apply
Capital One Venture Rewards Credit Card
Wells Fargo Autograph℠ Credit Card
Earn a 30,000 bonus point offer - Terms Apply
Wells Fargo Autograph℠ Card

Read our reviews

BankAmericard Review: A Great Breather From Credit Card Interest


NerdWallet rating 
You won't get ongoing rewards or perks, but it's a terrific option for paying down debt or financing a large purchase.

Capital One Venture Review: Easy Earnings, Effortless Redemptions


NerdWallet rating 
Earn 2 miles per dollar spent on everything. Redeem miles (at 1 cent apiece) for credit on your statement against any travel purchase, with none of the restrictions of airline cards.

Wells Fargo Reflect® Card Review: An Extended Break From Interest


NerdWallet rating 
The card offers a competitive 0% intro APR promotion on balance transfers and purchases.

American Express Blue Cash Preferred Review: Perhaps the Ultimate Family Card


NerdWallet rating 
You'll earn 6% back at U.S. supermarkets on up to $6,000 a year in spending, plus 6% back on select U.S. streaming services and 3% back at U.S. gas stations and eligible transit. Terms apply. The catch? A sizable annual fee.

Discover it Balance Transfer Review: A Debt Zapper With Rewards


NerdWallet rating 
You expect a balance transfer card to offer a lengthy introductory APR period. But this card also gives you cash back — and a reason to hold on to it long-term.

Upgrade Bitcoin Rewards Card Review: Crypto With a Few Caveats


NerdWallet rating 
The card combines features of credit cards and personal loans, and it earns 1.5% back in the form of bitcoin when you make payments on your balance.

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