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Consolidate existing debt or take your time paying off a big purchase with these 0% intro purchase APR credit cards, some of which are from our partners.
Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.
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Showing 1 – 5 of 5
Annual fee
$0
Intro APR
0% intro APR for 21 months from account opening on purchases and qualifying balance transfers
Regular APR
18.24%, 24.74%, or 29.99% Variable APR
Recommended Credit Score
690-850
(Good - Excellent)
- Select “Apply Now” to take advantage of this specific offer and learn more about product features, terms and conditions.
- 0% intro APR for 21 months from account opening on purchases and qualifying balance transfers. 18.24%, 24.74%, or 29.99% variable APR thereafter; balance transfers made within 120 days qualify for the intro rate, BT fee of 5%, min $5.
- $0 Annual Fee.
- Get up to $600 of cell phone protection against damage or theft when you pay your monthly cell phone bill with your eligible Wells Fargo card (subject to a $25 deductible).
- Through My Wells Fargo Deals, you can get access to personalized deals from a variety of merchants. It's an easy way to earn cash back as an account credit when you shop, dine, or enjoy an experience simply by using an eligible Wells Fargo credit card.
Pros
- No annual fee
- Intro APR period
Cons
- No rewards
Annual fee
$0
Intro APR
0% intro APR for 18 months on purchases and balance transfers
Regular APR
20.49%-29.24% Variable APR
Recommended Credit Score
690-850
(Good - Excellent)
- Start off strong with 0% Intro APR for 18 months from account opening on purchases and balance transfers. A variable APR of 20.49% - 29.24% on balance transfers and purchases after the introductory period ends.
- Lower your interest rate by 2% each year. Automatically be considered for an APR reduction when you pay on time, and spend at least $1000 on your card by your next account anniversary.
- Raise your credit limit. Get an automatic, one-time review for a higher credit limit when you pay on time, and spend $500 in your first six months.
- All for no annual fee - You won't have to pay an annual fee for all the great features that come with your Slate Edge℠ card
- Keep tabs on your credit health - Chase Credit Journey helps you monitor your credit with free access to your latest score, real-time alerts, and more
- Member FDIC
Pros
- Intro APR period
- No annual fee
- New cardholder bonus offer
Cons
- Requires good/excellent credit
- Has balance transfer fee
- No rewards
Annual fee
$0
Intro APR
0% intro APR for 18 billing cycles on purchases and balance transfers
Regular APR
18.74%-29.74% Variable APR
Recommended Credit Score
690-850
(Good - Excellent)
- 0% Intro APR on purchases and balance transfers for 18 billing cycles. After that, a variable APR currently 18.74% - 29.74%.
- Get up to $600 protection on your cell phone (subject to $25 deductible) against covered damage or theft when you pay your monthly cellular telephone bill with your U.S.Bank Visa® Platinum Credit Card. Certain terms, conditions, and exclusions apply.
- Choose a payment due date that fits your schedule
- No Annual Fee
- Terms and conditions apply.
Pros
- No annual fee
- Intro APR period
- Cell phone insurance
Cons
- No rewards
- Requires good/excellent credit
- No bonus offer
Annual fee
$0
Intro APR
0% intro APR on Purchases and Balance Transfers for 18 billing cycles
Regular APR
18.24%-29.24% Variable APR
Recommended Credit Score
630-719
(Average - Good)
- Pay down your other credit card balances faster with a great low introductory rate for an extended time.
- No annual fee.
- Introductory 0.00% APR for the first 18 billing cycles on purchases and balance transfers.
Pros
- Qualify with average credit
- No annual fee
- Intro APR on purchases and balance transfers
Cons
- No rewards
- Has foreign transaction fee
Annual fee
$0
Intro APR
0% intro APR on Purchases and Transfer Balances for 18 billing cycles
Regular APR
18.24%-29.24% Variable APR
Recommended Credit Score
630-719
(Average - Good)
- Pay down your other credit card balances faster with a great low introductory rate for an extended time.
- Introductory 0.00% APR for the first 18 billing cycles on purchases and balance transfers.
- No annual fee.
Pros
- Qualify with average credit
- No annual fee
- Intro APR period on Purchases and Balance Transfers
Cons
- No rewards
Annual fee
$0
Intro APR
0% intro APR on Purchases and Balance Transfers for 18 billing cycles
Regular APR
18.24%-29.24% Variable APR
Recommended Credit Score
630-850
(Average - Excellent)
- With the Platinum Card, you can enjoy the everyday convenience of a non-rewards card while saving on interest and paying down your other credit card balances faster.
- Consumer Credit cards also come with a variety of important features, including: extended warranty coverage, auto rental collision damage waiver coverage and zero fraud liability.
- Introductory 0.00% APR for the first 18 billing cycles on purchases and balance transfers.
Pros
- Qualify with average credit
- No annual fee
- Intro APR period on Purchases and Balance Transfers
Cons
- No rewards
Annual fee
$0
Intro APR
0% intro APR on Purchases and Balance Transfers for 18 billing cycles
Regular APR
18.24%-29.24% Variable APR
Recommended Credit Score
630-850
(Average - Excellent)
- Consumer Credit cards also come with a variety of important features, including: extended warranty coverage, auto rental collision damage waiver coverage and zero fraud liability.
- Introductory 0.00% APR for the first 18 billing cycles on purchases and balance transfers.
- After that, a variable APR, currently 18.24%-29.24%.
- No annual fee.
Pros
- Qualify with average credit
- No annual fee
- Intro APR period on Purchases and Balance Transfers
Cons
- No rewards
Annual fee
$0
Intro APR
0% intro APR on purchases and balance transfers for 18 billing cycles
Regular APR
19.24%-29.24%, Variable APR
Recommended Credit Score
690-850
(Good - Excellent)
- Receive a 0% Introductory APR on purchases and balance transfers for 18 billing cycles. After that, a variable APR, currently 19.24%-29.24%, view full terms and conditions.
- Enjoy all of these benefits with no annual fee, view full terms and conditions.
- Cut down on unexpected expenses. You can get reimbursed up to $200 of your auto policy deductible when you experience a covered loss, if you make a minimum of 8 net purchases in the prior month.
- Your eligible cell phone can be reimbursed up to $600 in the event it is stolen or damaged when you pay your monthly cell phone bill with your card.
Pros
- Intro APR period
- Cell phone insurance
Cons
- No rewards
- Must be a State Farm customer
Annual fee
$0
Intro APR
0% intro APR on Purchases and Balance Transfers for 18 billing cycles
Regular APR
18.24%-29.24% Variable APR
Recommended Credit Score
630-850
(Average - Excellent)
- With the Platinum Card, you can enjoy the everyday convenience of a non-rewards card while saving on interest and paying down your other credit card balances faster.
- Introductory 0% APR for the first 18 billing cycles on purchases and balance transfers.
- No annual fee.
Pros
- Qualify with average credit
- No annual fee
- Intro APR period
Cons
- No rewards
Annual fee
$0
Intro APR
0% intro APR on Purchases for 15 billing cycles and 0% intro APR on Balance Transfers for 15 billing cycles for any balance transfers made in the first 60 days
Regular APR
18.24%-28.24% Variable APR
Recommended Credit Score
690-850
(Good - Excellent)
- $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening.
- Earn 3% cash back in the category of your choice - now with expanded categories, automatic 2% at grocery stores and wholesale clubs (up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases) and unlimited 1% on all other purchases.
- Newly expanded categories based on Bank of America customer feedback! 3% cash back on Gas (to now include Electric Vehicle Charging (EVC) Stations) and Online Shopping (to now include Cable, Streaming, Internet and Phone Services).
- If you're a Preferred Rewards member, you can earn 25%-75% more cash back on every purchase. That means you could earn 3.75%-5.25% cash back on purchases in your choice category.
- No annual fee and no expiration on rewards.
- 0% Introductory APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the intro APR offer ends, 18.24% - 28.24% Variable APR will apply. A 3% fee applies to all balance transfers.
- Contactless Cards - The security of a chip card, with the convenience of a tap.
- This online only offer may not be available if you leave this page or if you visit a Bank of America financial center. You can take advantage of this offer when you apply now.
Pros
- No annual fee
- New cardholder bonus offer
- Rotating bonus categories
- Relationship rewards for customers
- Intro APR period
Cons
- Requires good/excellent credit
- Complicated rewards
- Spending caps on bonus rewards
- Best rewards limited to certain customers
